Frequently Asked Questions

Business Funding Basics

What is business funding?
Business funding provides companies with the capital they need to operate, expand, or manage cash flow. At Gaaon Funding, our programs are designed to match real operational needs, not just offer a generic loan.
Funds can be applied toward payroll, inventory, equipment purchases, marketing initiatives, debt consolidation, or seasonal cash flow adjustments.
No. While credit history is reviewed, we evaluate each business as a whole, including revenue, operations, and growth potential.
Timing depends on the selected funding solution and completeness of your application, but we aim to make decisions quickly and keep you updated at every step.

2. Eligibility & Requirements

What are the minimum requirements to apply?

 Businesses typically need:

  • At least 12 months in operation

  • An active U.S. business bank account

  • $100,000+ in annual revenue

  • Personal FICO® score of 625+
Some programs may consider younger businesses depending on revenue, operational performance, and financial stability.
Certain funding types use assets as security, while others do not. Your advisor will explain requirements for each program.

3. Funding Options

Which funding solutions are available?

We offer:

  • Line of Credit

  • Accounts Receivable Financing

  • Working Capital Loans

  • Asset-Based Lending

  • Equipment Financing

Credit Repair Assistance

Yes. Businesses may be eligible for more than one option depending on profile and funding needs.
Terms vary by solution. Our team works with you to identify options that balance cost, timing, and operational impact.

4. Investor Opportunities

What are investor opportunities?
These programs allow qualified individuals or entities to participate in structured funding opportunities with real businesses, designed for transparency and alignment.
Investor programs are open to participants who meet our onboarding criteria. Our team ensures a good match between opportunities and investor goals.
Every opportunity is reviewed internally to confirm clarity, structure, and alignment with both investor and business expectations.
Yes. Investors have dedicated representatives to guide them, answer questions, and provide updates throughout their participation.

5. Application Process

How does the process work?

 The process is simple and structured:

  1. Submit an application or inquiry

  2. Review available funding or investment options

  3. Select a solution that matches your goals

Complete documentation and receive funding

No. All terms, costs, and repayment expectations are shared upfront so you know exactly what to expect.
Yes. Every applicant is paired with a dedicated advisor for ongoing guidance and support.

6. General Questions

Is Gaaon Funding a direct lender?
No. We facilitate access to business funding programs and investor opportunities through structured partnerships.
Yes. We follow strict privacy and security protocols to protect all data submitted through our site.
Begin by submitting a funding or investor inquiry through the respective form on our website. Our team will guide you from there.

Still Have Questions?

If you need more information or want to speak with a team member directly: